Regardless of your financial situation, everyone deserves sound financial planning. Let us help you get started.
During discovery, we ask you about your life, your work, your family, your feelings about money, your risk tolerance, and your current finances. This will help develop a clear understanding of your goals so we can effectively determine how best to achieve them. We answer any questions you might have, and provide information about our firm – our background, our team, our services, and most importantly, what we can do to help you.
We are confident you will want to get started with us right away. During the time you may take to think it over, know that there is absolutely no obligation to become a client after your first meeting with us. Any information you share with us is considered completely confidential, and any contact we make after your initial meeting is to make sure we have provided the best service possible.
– An objective summary, such as retirement, education funding, and lifestyle goals
– An analysis of the likelihood of meeting those goals with your current strategy
– Written recommendations for adjusting your strategy to achieve your goals
– Your entire current snapshot restated with our recommendations, so you can easily see the potential impact of the proposed changes
– Establishing new accounts, such as retirement, education or lifestyle investment accounts
– Reallocating or making adjustments to accounts you already have
– Setting up periodic banking, savings and investment strategies
– Working with you to manage debt and/or create a household budget
– Planning for emergencies, adding or increasing insurance coverage, or fine-tuning your estate plan.
After your realization meeting, our team will ask you how often and in what way you prefer to be contacted for routine communications, such as appointment scheduling or account servicing. If you ever have a question, please feel free to contact us at any time.
There may be course corrections to make, or none at all, but it is important we stay connected.
To reinforce our commitment to strong client relationships and serving our community, we will periodically ask you for help. It may be an email requesting feedback about us, informing you about a charity with which we are involved, or perhaps to ask you if you know someone who could use our help. We do this to make our practice the best it can be, by allocating minimal resources to mass advertising so we can devote more of our attention to better serve our clients and our community.
CHANGE YOUR DEFINITION OF WEALTH – The paradox of wealth is that it is highly esteemed in our culture, but is rarely discussed on a personal level, so very few of us feel secure in our own financial life.
We believe that regardless of what your assets are worth now, we can help you build true wealth – security, independence, and happiness – through a customized plan suiting who you are.
MAXIMIZE THE VALUE OF YOUR TIME – For many individuals, the prospect of even finding the time to gather the information on all their financial holdings and activities seems overwhelming.
With just an hour or two of your time, we can develop a snapshot of your current finances and create a plan that can take you through every step of your life.
GAIN KNOWLEDGE, NOT JUST INFORMATION – The unfortunate downside of living in a world full of information is that the average person can be easily misinformed or misled. More importantly, what is available to the general public may not be suited to you and your unique situation.
We take the time to get to know you, develop a customized plan based on your needs, and work with you at your speed to implement changes.
KEEP YOUR FINANCIAL GOALS IN FOCUS – In times of crisis, it is easy to lose sight of what is important.
When we develop your plan, we utilize all the tools at our disposal to keep your plan on track, from creating an emergency savings plan to building portfolios designed to weather changing market and economic conditions.
STAY MOTIVATED – AND SUCCEED – Procrastination is the greatest obstacle to financial success.
We coach our clients through the entire planning process and follow up with them regularly to implement their action plans. Our sincere desire is to make a difference in your life and to see you reach your goals.
There are many pieces to a solid financial plan that continually change as your needs and abilities change as well. Excerpts from a mock financial plan are below demonstrating the progress you can make to live an enriched life.
Financial Plan Profile Meeting Preparation Checklist