Life Stages

We provide guidance and confidence for every step in life. No matter where you are on the journey, we can help.

PLANNING IN YOUR 20s

You are at a critical point in your life, when good habits and incremental savings strategies can translate into financial security for life.

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Now is the time to develop and adhere to a plan, since poor money management and unnecessary debt can be detrimental to your financial independence. We can help you create a financial plan and identify your short-term goals [e.g. a wedding or a down payment for your first home] as well as longer-term goals [e.g. retirement]. We then stay in touch to make sure you are on track to achieve your goals.
As you enter the workforce, you may need help navigating your retirement plan choices. Let us help you with an asset allocation and rebalancing strategy in your 401(k), 457, or 403(b).

PLANNING IN YOUR 30s & 40s

Life can become more complex during your thirties and forties. Let us help you find a balance between family, work, and finances.

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We can simplify your financial life by developing a customized financial plan with all your goals in mind. We help you achieve proper savings levels, establish necessary investment portfolio, set up a periodic savings plan, review retirement accounts, strategize for your children’s education funding, evaluate your insurance needs, and stay in touch with you every step of the way.
With all the commitments you have in your life, you might not be thinking often about retirement. If your last retirement statement went unopened or directly into the recycle bin, it may be time to have us take a look to see if adjustments are needed.

PLANNING IN YOUR 50s & 60s

We can create a savings and distribution plan that will help you to spend the most enjoyable years of your life worry free by guiding you through retirement and whatever may come next.

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Your fifties and sixties can be some of the most enjoyable years of your life. You may be at the height of your career [and earning power], you may now have an empty nest, are free to pursue your favorite hobbies, and/or you are very busy being a proud grandparent. Chances are you still have concerns about whether you will have enough money to live the life you desire and/or leave a legacy for your children and grandchildren. We can help create a personalized strategy for your retirement assets to ensure your needs are met today while planning for the future.
Since sound financial planning is as much about how you spend your money as it is about how you save it, we can also help minimize taxation, offset inflationary risks, and work closely with estate planning attorneys and CPAs to ensure you are getting the comprehensive planning you need.

JOB TRANSITIONS

The stress and emotions of a job loss can impact us all. We are here to support you through every step of the process while ensuring you understand all your options.

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Job loss can happen when you least expect it. Making objective and sound decisions about your future under such stressful and emotional circumstances can be challenging. We will be there for you every step of the way to ensure you understand your options, the details and timelines for: unemployment income, severance planning, debt reduction, proper savings levels, and provide guidance on retirement plan distributions, pensions and rollovers. When your new job comes along, we will help you evaluate your new benefits package and get your financial plan back on track.
If you or someone you know is facing the challenge of a job transition, please let us know how we can help.

 

© 2017 Hathaway Financial Group, LLC, an independant firm of Money Concepts, 11440 North Jog Road, Palm Beach Gardens, FL 33418 [561] 472 2000. All securities through Money Concepts Capital Corp., member FINRA/SIPC